So you can manage your money wisely. Get motivated to grow!


Living the moment sounds great and for some it can work … of course, only until the work is over, you realize that getting a new one is not easy and you do not have money for day to day, and even less for an emergency .

You can motivate, grow and have the necessary savings to enjoy your life. The planning is wise and so is having a personal budget . Learn how you can manage your money wisely!

Start making a budget

Start making a budget

For a company to work well, you have to know how much money goes in and how much goes out. If there is more money coming in than out, it is a sign of good management and that finances are going well.

Just as your personal finances work, imagine that you are a small company that sells an amount monthly and allocates part of that money to different areas: food, rent, studies, etc. If when you see the end of the month results there is no balance in favor that allows you to accumulate more capital ( save ), something is wrong.

May all your receipts reach you at the same place

May all your receipts reach you at the same place

Sometimes the delays in the payment of your obligations are due to the fact that you do not have the same address that everyone reaches.

In addition to placing a single address for your receipts, you can also choose to choose the online delivery of your invoices, so you will have more control to make payments on time and not generate default.

Start saving!

Start saving!

If you have already made your personal budget, it is time to start saving money . And you already know how much money you can use for this purpose. If you are starting and still do not know how to save to have greater benefits in the future, I advise you to start by allocating 10% of your income to this end.

If you can save more money , much better. If you want the money to give you a percentage of profits, compare the offers of different banks and decide for the one that gives you the highest value.

Do not spend everything you earn

Do not spend everything you earn

As I told you before: if a company spends the same it earns, it is not increasing its wealth. Ideally, if you earn S / 2,000 monthly, this is not the monthly amount you have to spend. It would be best if your essential expenses do not exceed 50% of this amount. Is this your case? You are going for the good way!

You can be the owner of your personal finances today and forever. It is not an impossible mission! Everything will depend on what you propose and that you visualize the excellent future you will have if you are responsible and take control of your economy.